Financial benefits

Correct Answer: Provide detailed information about the company's 401(k) matching program and offer to review their contribution options.

The HR professional should provide detailed information about the company's 401(k) matching program and offer to review the employee's contribution options. This approach directly addresses the employee's goal of maximizing their 401(k) benefits by ensuring they understand how the matching works and how to optimize their contributions. Referring the employee to an external financial advisor may not be necessary at this stage and could shift the responsibility away from HR. Suggesting an increase in salary does not directly help in maximizing 401(k) contributions through the existing program. Recommending a supplementary pension plan goes beyond the scope of optimizing the current 401(k) matching benefits.

Correct Answer: Profit Sharing Plan

The Profit Sharing Plan is the correct answer because it allows employees to receive a share of the company's profits, typically distributed annually based on the company's earnings and individual performance. The Employee Stock Purchase Plan enables employees to purchase company stock at a discounted rate, the Defined Benefit Retirement Plan provides pension benefits upon retirement, and the Employee Bonus Program offers additional compensation not directly tied to profit sharing.

Correct Answer: Employee Stock Purchase Plan (ESPP)

Employee Stock Purchase Plan (ESPP) allows employees to purchase company stock at a discounted price, often through payroll deductions. The Employee Stock Ownership Plan (ESOP) provides employees with ownership interest in the company but does not specifically involve purchasing stock at a discounted rate. A 401(k) Matching Plan involves employer contributions to an employee's retirement account based on the employee's own contributions. A Deferred Compensation Plan allows employees to defer receiving a portion of their income, typically for tax advantages, but it does not relate directly to purchasing company stock at a discounted price.